William Martin

Stated Income- No IRS returns

Stated Income- No IRS returns

Our stated income product provides a very valuable loan for borrower who cannot qualify using their IRS returns. We make underwriting very simple by looking at the real estate income and borrower credit report to determine if they and the property are a good credit risk. Why go through the brain damage reviewing a 100 questions with your banker about your tax return? Generally, we get our loan closed with 30 days.

We want non owner occupied single family, investment 2-4 units, 5 plus units and commercial property.


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